Financial Technology (Fintech) Innovations
Instructor: Robert Dittmar , Andrew Wu
Beginner Level • 4 weeks to complete at 10 hours a week • Flexible Schedule
What You'll Learn
- Explain the difference between legacy payment systems and new innovations in payments.
- Describe blockchain technology and critique its application in various contexts.
- Interpret a credit score and identify its determinants.
- Implement “smart” investing techniques.
Skills You'll Gain
Shareable Certificate
Earn a shareable certificate to add to your LinkedIn profile
Outcomes
- Learn in-demand skills from university and industry experts
- Master a subject or tool with hands-on projects
- Develop a deep understanding of key concepts
- Earn a career certificate from University of Michigan
4 courses series
Discover the future of payment technology, from mobile payments to tokenization.In this course, you will learn new ways of making payments from consumer-to-business (C2B), from consumer-to-consumer (C2C), and from business-to-business (B2B). You will explore current payment system technologies to examine their strengths and weaknesses, and understand the ways technological innovation is changing these traditional systems. You’ll learn about new front-end innovations like digital wallets and mobile payments and also discover back-end innovations like tokenization, mobile money, and new payment infrastructure.
The sudden rise in the value of Bitcoin and other cryptocurrencies, and its subsequent decline, focused the world’s attention on cryptocurrencies as a means of payment. Blockchain technology powers Bitcoin and has been hyped as the next new, transformative technology.In this course, we first discuss the technical underpinnings of blockchain and review key concepts such as decentralization and consensus algorithms. We then examine blockchain as an asset and review the dynamics of the cryptocurrency markets. Finally, we examine blockchain as a business solution, with a focus on understanding business cases in which blockchain does and does not make sense.
Consider the benefits and challenges of disruptive capital-raising technology.Advances in technology have both systematized and democratized consumers’ and business’ access to capital. In this course, you will explore the ways in which technology has transformed access to consumer credit and access to seed capital for business projects. You will examine disruptive technologies in credit scoring, raising capital through tokenization, and the evolution of crowdfunding for both debt and equity financing. You will also learn how to differentiate between crypto-based capital-raising models.
Explore the evolution of AI investing and online wealth management.Investing and managing your wealth online has never been easier, but how does AI investing work and what are the challenges? On this course, you’ll explore how technology has changed the way we invest money. You’ll consider the evolution of AI-driven online wealth management platforms, robo-advisors, and learn how they work and why they’re successful. Moving from human-based data-driven investing strategies to neural networks, you’ll assess the ability of artificial intelligence to make investment decisions and discover the role of AI and machine learning in making trading decisions.
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